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The BusyKid Prepaid Card is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa USA Inc. All cardholder’s funds are insured by the FDIC in accordance with the FDIC’s applicable terms and conditions. For more information about the card’s terms and conditions including the Visa® Zero Liability policy click here. A BusyKid Visa® Prepaid Spend Card costs $7.99 annually when a bank account is linked. A small $0.55 transaction fee will be added to orders using a credit card. There are some additional fees to the spend card, please see our FAQs for more information.